What happens to our online data when we die ? – remember you can’t take it with you
We set up estate plans for our money, our homes, ourkeepsakes, our pets — but what about our digital assets?
Your photos, your social media posts, and your music, books and other digital assets, are a key part of your legacy.
However – Do you want your partner to know everything you did online ???
Can your partner use the computer ?
- I have seen partners with no idea , I have had to organise email notifications telling people that their partner has died
- Can they access bankingetc
So how do you begin :
- Identify your assets and accounts in one comprehensive and organised list – needs to be kept up to date ( passwords etc )
- Grant third parties ( your family , spouse , friends ) authorization to those assets and accounts
- Communicate – tell your family members they will be responsible for these assets in the event of your death
- Allows the executor of a will to request that an account is shut down or memorialised – requires proof of death – you can only get and see what the deceased has chosen to share ( no private messages )
- You can allow the people that can control your account after you die a “legacy contact “
- Twitter has a policy that allows your executor or a family member to have your account deactivated. But it won’t allow that person access to your account, and it retains all the information.
- Google offers an Inactive Account Manager service by which an account holder can opt to have a trusted friend or family member sent an email in the event of their account being inactive for a certain time. The mail contains a link from which particular types of content, as defined by the account holder, can be downloaded.( May not want to see everything you did on Google )
What about music , books , films that you’ve bought on iTunes.
- That property dies with the person who bought it. The reason for this is that in paying for a music track, you don’t actually buy the music. Instead you obtain a licence to listen to that music, The licence is not transferrable, online distribution now provides a means by which the conditions of the licence can be enforced.